Market analysis

What the rules require, and what the market charges.

What the rules actually require and what the market actually charges — open banking frameworks, scheme mandates and gateway economics across the Gulf, EU and US.

BahrainGlobalGulfSaudi ArabiaUAE

Bahrain open banking framework: dedicated interfaces and testing

AnalysisBahrain

Bahrain open banking framework: dedicated interfaces and testing

Bahrain’s rules are unusually explicit about what banks owe AISPs and PISPs: a dedicated interface, a testing facility, uptime parity and core data access.

5 min read

Open banking in the Gulf: UAE, Saudi and Bahrain compared

AnalysisGulf

Open banking in the Gulf: UAE, Saudi and Bahrain compared

How the three Gulf frameworks differ on architecture, licensing, scope and operational burden, and what that means for teams building across them.

6 min read

Saudi open banking is now a licensed activity

AnalysisSaudi Arabia

Saudi open banking is now a licensed activity

SAMA moved open banking from sandbox supervision into licensing in March 2026. What the official announcements establish, and what they still leave unsaid.

4 min read

Getting into UAE open finance: the Trust Framework

AnalysisUAE

Getting into UAE open finance: the Trust Framework

Certificates, roles and certification — what a TPP has to clear before it can make its first production API call in the UAE.

4 min read