AnalysisGulf
What a payments licence requires in Saudi and the UAE
Licence categories and capital floors in the SAMA and CBUAE payment regulations, and where the two regimes do not line up.
Topic
sama
2articles · all topics
AnalysisSaudi Arabia
Saudi open banking is now a licensed activity
SAMA moved open banking from sandbox supervision into licensing in March 2026. What the official announcements establish, and what they still leave unsaid.